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Opened Nov 28, 2025 by Bernadette Ragan@bernadetteraga
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Frequently Asked Questions - Foreclosure


Can I get a list of residential or commercial properties being foreclosed? The Court does not preserve a list of residential or commercial properties in foreclosure. Foreclosure cases are Civil Action cases and they are indexed in the names of the person( s) licensed to make the sale and the debtor's names. You may utilize the computers in our record space to browse for foreclosure cases. The very best method to find information about residential or commercial properties going to foreclosure is to take a look at the legal notifications posted in regional papers. The notices offer contact information to the auctioneer.

Where are your foreclosure auctions held and at what time? The Clerk's Office does not schedule foreclosure auctions. Before offering the residential or commercial property, the specific authorized to make the sale shall release notice of the time, place, and regards to the sale in a paper of general flow in the county in which the action is pending. Many auctions take location on the front actions of the court house, since it is a familiar point of recommendation. However, each sale is special. Persons interested in attending a sale needs to look in the legal notices for the sale info and contact the person accountable for the sale to make sure that the sale will be held.

How can I discover out if the sale is going forward or if the sale was held? The Clerk's office will have no knowledge of whether a scheduled sale will go forward or be rescheduled. Until a report of the sale is filed with the Courts, the Clerk's Office will not be able to tell you if the sale was really held. The individual licensed to make the sale has up to 30 days to report the sale to the Court. Questions concerning a sale can be directed to the person( s) licensed to make the sale whose name and contact info appear in both the advertised publication and any posted or mailed notifications.

Can I file an Ask for Mediation in my Foreclosure Case? If your case was submitted July 1, 2010 or later on, and the action is to foreclose a lien on owner-occupied house, you may be eligible for mediation. Maryland Annotated Real Residential Or Commercial Property Code 7-105.1 sets out residential or commercial property foreclosure procedures, including details about filing a Request for Mediation. The forms to Request Mediation will be sent to you from the loan provider's lawyer at the exact same time that they offer you with a Final Loss Mitigation Analysis. The Court does not have the forms.

A request for foreclosure mediation might be submitted as much as 15 days after the mailing of the final loss mitigation affidavit. An Ask For Foreclosure Mediation will be accompanied by a filing fee of $50.00. The court may reduce or waive the filing cost if the mortgagor is qualified for a decrease or waiver under the Maryland Legal Services standards.

Request to Waive the Filing Fee for Foreclosure Mediation

When is my home going to be sold? The person( s) authorized to make the sale will publish the date of the sale of your residential or commercial property in the legal notifications of a local paper. The notice of the sale shall be released at least when a week for three succeeding weeks, the last publication will be not more than one week before the sale. A notification of the time, place, and regards to the sale will also be sent by both qualified mail and by first class mail, not more than 30 days and not less than 10 days before the date of the sale, to the debtor, the record owner of the residential or commercial property and the holder of any subordinate interest in the residential or commercial property.

My home was sold. Is the deed still in my name? After the court has lastly ratified a sale and the purchase cash has actually been paid, the private making the sale will convey the residential or commercial property by deed to the purchaser or to an assignee of the buyer. When the brand-new deed has been taped, the brand-new owner of the residential or commercial property will be shown in the State Department of Assessment and Taxation's records. To see their records, go to their site. Click on Search Court records and click SDAT Real Residential or commercial property Search, Real Residential Or Commercial Property Data (at bottom of page). To browse assessment records, you must go into the county and street address.

Clerk's Office Circuit Court for Calvert County

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Reference: bernadetteraga/ofrecelo#1